First National Bank Alaska now offers an overdraft service for your personal account that can help you avoid the embarrassment and frustration of having your debit card transaction declined for insufficient funds.

Your authorization is required for us to pay your First National Debit Card or ATM transactions that would otherwise be declined for insufficient funds. There is no fee to “opt-in” to this service. If you “opt-in” and we pay a charge arising from your First National Debit Card, even though there are insufficient funds in your account, the bank’s standard overdraft fees will apply.

The purpose of this website is to assist you with making an informed decision regarding options available to you for overdraft and to provide you with a means to notify us of your choice.

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